Financing
Real-Time Decision
Applying for Affirm financing is quick and easy—simply provide a few details about yourself and get a real-time decision so you can purchase what you love now and pay over time.
Stress-Free Checkout
Affirm only performs a soft credit check, which won't affect your credit score. And, on-time payments with Affirm can help you build positive credit history.
No Hidden Fees
Know upfront exactly what you’ll owe, with no hidden costs and no surprises. You’ll see your loan terms, including your APR and your monthly payment amounts, before you decide on a payment plan.
Select Affirm at Checkout
Add your item to your bag as usual, and select Affirm as your payment method
Pay Over Time
Select a 6-, 12-, or 18-month plan. Then, make payments over time*
Enjoy Your Purchase
Once you complete your checkout with Affirm, we'll process and Deliver your order right away—no waiting necessary